Are the rules different for what to do after you have been hit by a negligent driver in a rental car? The short answer is no. The same procedures apply for how to respond after a vehicular accident, however, pursuing compensation can be more confusing in this situation. An experienced Phoenix car accident attorney will be able to explain the personal injury claim process and clarify what happens when a rental car is involved in a crash.
For many years, the rental car’s insurance was the primary insurance in Arizona. This insurance company was the first point of contact after an accident when you are seeking to recoup damages. As an at-fault state, the individual who was driving the rental car would be responsible for the costs for injured parties. Working with one insurance company is tough enough but coordinating between two and fighting both to obtain your benefits is not an easy task when you are also trying to overcome your injuries.
Victims who are hit by drivers of rental cars aren’t going to get much compensation from the rental car company’s insurance provider. A victim isn’t getting anything above the minimum, which, in most cases, doesn’t cut it.
Not that long ago, in 2012 the passage of State Bill 1153 changed this system for the better. Now in Arizona, you can go directly to the driver’s insurance as the primary provider to cover your damages. This gives victims much better chances of having everything taken care of. If the driver’s insurance doesn’t cover everything, it is possible to use the rental car’s insurance company as a backup. The upside is that if you are hit by a driver of a rental car, you at least have some insurance to help with your costs.
When you have been injured in an accident, don’t get yourself bogged down with the legal challenges of obtaining a fair settlement. In Arizona, ELG will provide you the legal representation you need to obtain compensation so you can focus your attention on recovering. Call the attorneys at ELG today and set up a free consultation at either our Phoenix or Mesa personal injury law offices at 623-562-3838.
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