Automobile accidents can be the cause of serious injuries. The Association for Safe International Road Travel reported about 2.35 million people are injured each year in the U.S. These injuries can be incredibly overwhelming for accident victims because of the life-altering effects and the massive medical bills that continue to pile up. Accident victims won’t be eligible to receive compensation until after the car accident claim is concluded. It can take some time before you will receive financial help to pay off the medical bills. The attorneys at ELG can help you formulate a plan on how you can start paying the medical costs before receiving compensation. Listed below are some options that may be able to help you financially.
Many different insurance companies have medical payments coverage. The specific rules and restrictions are different depending on the insurance provider. The coverage provides payments of certain amounts that are listed in your policy. This option of coverage is available to anyone regardless of who the at-fault party is. If you have been involved in an automobile accident, contact your provider to determine your medical coverage payments.
If you have health insurance through your own private plan or your employer, you can submit your medical bills to them for payments. The insurance company will look over your bills and pay the appropriate amount but require you to pay any corresponding copays. Everyone should have some type of health insurance to help them cover medical costs. The United States Census Bureau reported 91% of individuals had health insurance coverage in 2017. Even if you have health coverage, there are some regulations on meeting a deductible before your insurance company will cover your medical expenses. For example, if you owe 1,000 dollars before you reach your deductible, then you have to pay that amount of money on medical expenses before they will cover the expenses. The deductible amount and the services it pays depends on the terms of your insurance policy.
Arizona is an at-fault insurance state. This means that the at-fault party in an accident is responsible for paying the damages. Fault can be determined by discovering who violated traffic laws. The police report will be able to indicate who violated the law and the type of damages that were present at the time of the accident. If both parties were at fault, the compensation amount will be reduced by the percentage of fault.
The quicker you get started on your accident claim, the sooner you can potentially collect compensation for the damages and injuries. It can be overwhelming when dealing with massive medical bills. The auto accident attorneys at ELG can help you file a claim and recover the compensation that you deserve. Our attorneys want to help you fight for the justice you deserve. You want a strong legal team on your side and our attorneys want to help you. They will answer all of your important questions and explain each step so you are always informed. If you want to explore all of your legal options, set up a consultation with our team of highly trained Phoenix attorneys. Call us today at either Phoenix or Mesa Arizona law offices at (623) 321-0566.
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